Fast, fair, fixed-rate personal loans up to $10,000 for qualifying borrowers — even if you don't work for the federal government. No hard FICO credit check. Automatic repayment via direct debit.
BMG Money's LoansForAll program extends affordable personal loans to a broader group of qualifying borrowers beyond federal government employees. Whether you're a private-sector employee, self-employed, or simply don't qualify for our allotment-based programs — LoansForAll is BMG Money's solution for responsible financing without a hard FICO credit pull.
Repayment is handled automatically via direct debit (ACH) from your bank account each payment period — no manual payments, no missed due dates.
Not sure which BMG Money program fits you? Here's how LoansForAll compares to the other two programs.
Not sure which program you qualify for? Check your eligibility →
Fixed-rate pricing with no hidden fees — only a one-time 5% origination fee included in your APR.
| Loan Amount | APR Range | Term Options | Est. Monthly Payment |
|---|---|---|---|
| $500–$999 | 19.99%–35.99% | 6–18 months | ~$45–$110 |
| $1,000–$2,499 | 19.99%–35.99% | 12–30 months | ~$55–$120 |
| $2,500–$4,999 | 19.99%–35.99% | 18–48 months | ~$80–$200 |
| $5,000–$10,000 | 19.99%–35.99% | 36–60 months | ~$135–$330 |
*Estimates only. Actual rate and term set upon approval. 5% origination fee applied once and included in APR. Loans made by WebBank, Member FDIC.
If you have a less-than-perfect credit history, limited credit age, or have been turned down by conventional lenders, BMG Money's alternative underwriting process considers factors beyond your FICO score — income stability, employment history, and financial behavior.
Because repayment is handled via automatic direct debit, BMG Money can offer loans to borrowers who might not qualify elsewhere, and help them build a positive credit history through bureau reporting at the same time.
